Can You Afford A $4,000 UNEXPECTED HOME REPAIR BILL?1

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Takes The Worry Out of Home Ownership
Save Money
Protect Yourself
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Why Home Warranty of America?

With a home warranty plan from HWA, you don't have to face household breakdowns alone Our plans help protect you against the high cost of unexpected repair bills

We Provide Peace of Mind

You never know when a heat or plumbing system, appliance or garage door will break

1. Report a claim

When something happens, call us or contact us online. Our team will open a claim 24/7.

2. We assign a local professional

Finding the right professional is difficult. We have a large network of professionals throughout the country.

3. Repair

You pay a small service fee. If your breakdown is covered, we’ll have it repaired. Simple as that.

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Frequently Asked Questions

What is a Home Warranty

A home warranty is a service contract that helps protect homeowners against the cost of unexpected covered repairs of their major systems and appliances that break down due to normal wear and tear.*

Can I enroll a home warrantly plan if I am not in a real estate transaction?

Yes, you can purchase a home warranty plan during home ownership. You do not have to be involved in a real estate transaction of any kind.

My mechanical systems and appliances are aged. Is this covered?

Yes, the age of a home or its systems and appliances does not matter. We cover items that are in good working condition and properly maintained.*

Do I need a home inspection before ordering a home warranty?

No, although it is a good idea to get your home inspected to make sure all items are in good working order. Consequently, the contract does not cover any known or unknown pre-existing conditions.*

When does a coverage begin and when does it end?

Coverage begins 30 days after enrollment and receipt of applicable contract fees and continues for the period specified in your policy, typically 365 days.* If you are able to provide proof of prior coverage through another warranty carrier, showing no lapse of warranty coverage, HWA will be able to start your new coverage when your old policy expires.

I have homeowners insurance. Why do I need a home warranty?

Your homeowner’s insurance is hazard insurance, and only covers items damaged in fires, flooding, wind, and other natural disasters. A home warranty repairs properly maintained household appliances and mechanical systems that fail due to normal wear and tear.*

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